unity finance

 "more than 50 bank & non-bank lenders providing finance solutions for individuals."


Residential Mortgages

  • Home purchase loans, home equity loans, home construction loans, residential investment loans, bridging finance, home loan refinance, line of credit, lo-doc loans and Solar Mortgage.

Personal Loans

  • Unsecured personal loans for any worthwhile purpose.

Asset Finance & Leases

  • Car leases, hire purchase agreements, chattel mortgages.

Reward Eligibility – Individuals

Rewards* for individuals may range from $500 to $10,000 depending on the qualifying mortgage loan purpose, loan size, loan type, loan term, lender and applicant type. Approved rewards are funded from lender paid commissions (i.e. where our service is at no cost to the borrower).

The following guidelines will help you assess loans that may be eligible for our reward.

  • Residential mortgage loans > $300k, reward amount is between 0.20% - 0.40% of the loan amount up to a maximum of $10k.
  • Unity Finance has absolute and ultimate discretion as to whether a reward is paid.
  • Undrawn facilities, personal loans, consumer leases, letters of credit, guarantees, credit enhancement products, trade finance, debtor finance, mezzanine / equity finance and project finance are all ineligible for rewards.
  • Loan to value ratio < 80%.
  • Loan terms > 5 years.
  • Loans not provided by our panel lenders or non-resident applicants will be ineligible for rewards.
  • We will advise eligibility and acceptable purpose for a Reward prior to you making any formal loan application with Unity Finance.
  • For further information please see Rewards.
  • Unity Finance does not engage in third line forcing.

*Unity Finance has absolute discretion over the approval of a Reward and the social / environmental purposes. We make no representations, warranties, offers or conditions concerning the proprietary nature or brand of product/s that the borrower may acquire with the assistance of a Reward.

“.. to be sure of eligibility for a Reward, simply check with us first.”

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DISCLAIMER:To the extent permitted by law, Unity Finance accepts no liability for any loss or damage (including indirect, special or consequential loss or damage) to any person or corporation arising from the use of or reliance upon information contained, in or accessed through, this web-site. If such disclaimer is prohibited by law, Unity Finance limits its liability (to the extent permitted by law) to the re-supply of such information. Unity Finance products and services are only available to Australian residents and Australian law applies to those products and services. The information contained in this web-site is general only and is not intended to provide you with financial advice or take into account your objectives, financial situation or needs. You should consider with a professional adviser whether the information is suitable for your circumstances. Unity Finance does not accept any liability for information given by organisations referred to in this web-site or contained in web-sites that may be linked to the web-site. You access those organisations, their web-sites and utilise them at your own risk.
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